{"slug":"us-colorado-consumer-notice-and-adverse-decision-explanation","id":"AIPT-OBL-0086","permanent_url":"https://aipolicytracker.org/id/AIPT-OBL-0086","title":"Notify consumers and explain adverse consequential decisions","short_title":"Consumer notice and adverse decisions","category":"transparency","summary":"Before a high-risk system makes a consequential decision, deployers must notify the consumer that AI is used, describe its purpose and nature, and provide contact and opt-out information where applicable. After an adverse decision they must state the principal reasons, the data used and its sources, and offer an opportunity to correct data and to appeal for human review where feasible.\n","practical_action":"Add pre-decision AI notices and an adverse-decision explanation and appeal workflow.","is_binding":true,"applies_from":null,"section":null,"source_reference":"C.R.S. 6-1-1703(4)","official_source_url":"https://leg.colorado.gov/bills/sb24-205","review_status":"pending_review","confidence_level":"medium","last_verified_at":null,"reviewed_by":null,"actors":["deployer"],"sectors":["employment","financial_services","healthcare","education","public_services"],"use_cases":["hiring_and_hr","finance_and_credit"],"applicability":[{"description":"Deployers making consequential decisions with high-risk AI.","actors":["deployer"],"conditions":null}],"evidence_examples":[{"title":"Consumer notice and adverse-action explanation templates","description":null,"artifact_type":"document"}],"framework_mappings":[{"framework":"nist_ai_rmf","framework_name":"NIST AI RMF 1.0","reference":"GOVERN 5.x, MANAGE 4.x","note":"Recourse and communication.","confidence_level":"medium","is_original":true}],"controls":[{"slug":"ai-interaction-and-use-disclosure","title":"AI interaction and use disclosure notices","kind":"process","relationship":"satisfies","note":"Pre-decision notice with purpose, nature and contact details.","confidence_level":"high","url":"https://aipolicytracker.org/controls/ai-interaction-and-use-disclosure"},{"slug":"decision-explanation-and-appeal-route","title":"Decision explanation, human review and appeal route","kind":"process","relationship":"satisfies","note":"Adverse-decision reasons, data correction and appeal for human review.","confidence_level":"high","url":"https://aipolicytracker.org/controls/decision-explanation-and-appeal-route"}],"url":"https://aipolicytracker.org/obligations/us-colorado-consumer-notice-and-adverse-decision-explanation","policy":{"slug":"us-colorado-ai-act","title":"Colorado Senate Bill 24-205: Consumer Protections for Artificial Intelligence (Colorado AI Act)","status":"repealed","jurisdiction":"us-colorado","url":"https://aipolicytracker.org/policies/us-colorado-ai-act"}}