# Colorado Senate Bill 26-189: Automated Decision-Making Technology (replacement of the Colorado AI Act)

- **Record type**: Policy instrument
- **Jurisdiction**: Colorado (United States)
- **Instrument type**: Act / statute
- **Status**: Adopted
- **Binding**: Yes
- **Issuing body**: Colorado General Assembly
- **Adopted**: 2026-05-14
- **Published**: 2026-05-14
- **Applies from**: 2027-01-01

## In brief

The Colorado ADMT law (SB 26-189) is a binding act of Colorado (United States), issued by Colorado General Assembly. It was adopted on 14 May 2026 and applies from 1 January 2027. Applies to developers and deployers of automated decision-making technology used to make, or to materially influence, consequential decisions about Colorado residents.

## Summary

SB 26-189 replaces the Colorado AI Act's regulation of "high-risk" AI systems with duties that attach when automated decision-making technology materially influences a consequential decision about a Colorado consumer in areas such as employment, lending, housing, education, healthcare, insurance and government services. It drops the earlier duty of reasonable care, the mandatory risk-management programme, impact assessments and Attorney General notification, and substitutes advance notice to the consumer, disclosure after an adverse outcome, meaningful human review, three-year record keeping and developer documentation obligations.

## Scope

Applies to developers and deployers of automated decision-making technology used to make, or to materially influence, consequential decisions about Colorado residents. Exemptions and thresholds follow the enrolled bill, which a reviewer must read; secondary reporting describes exemptions for certain regulated financial institutions and federally approved systems. Enforcement is by the Colorado Attorney General.

## Who it applies to

Developers and deployers of automated decision-making technology that materially influences consequential decisions about Colorado residents.

## What organisations must do

Inventory the automated tools that influence consequential decisions about Colorado residents; give consumers notice before such a tool is used; when an outcome is adverse, tell the consumer that the technology was used, the principal reasons, and how to seek meaningful human review; keep records of those decisions for three years; and, as a developer, supply deployers with the documentation the statute lists.

## Key dates

Signed 14 May 2026; applies to consequential decisions made on or after 1 January 2027 (pending review against the enrolled bill).

## Penalties

Enforcement by the Colorado Attorney General under the Colorado Consumer Protection Act, according to secondary reporting, with no private right of action. Confirm the enforcement provisions against the enrolled bill.

## Notes on dates

Effective date and the "consequential decisions made on or after" formulation come from secondary reporting on the enrolled bill; confirm on the Colorado General Assembly site.

## Obligations recorded against this instrument (5)

- **Notify consumers before automated decision-making technology influences a consequential decision** — Deployers must tell a consumer, before the decision is made, that automated decision-making technology will be used to make or materially influence a consequential decision about them. The exact content and timing of the notice follow the enrolled bill, which a reviewer must read.
  - Binding: yes
  - Applies from: 2027-01-01
  - Record: https://aipolicytracker.org/obligations/us-colorado-admt-advance-notice
- **Disclose the use of the technology and the principal reasons after an adverse consequential decision** — After an adverse consequential decision, the deployer must tell the consumer that automated decision-making technology was used, give the principal reasons for the decision, and explain how to obtain human review.
  - Binding: yes
  - Applies from: 2027-01-01
  - Record: https://aipolicytracker.org/obligations/us-colorado-admt-adverse-decision-disclosure
- **Offer meaningful human review of an adverse consequential decision** — A consumer who receives an adverse consequential decision may obtain meaningful review by a person with the authority and information to change the outcome. Scope and timing follow the enrolled bill.
  - Binding: yes
  - Applies from: 2027-01-01
  - Record: https://aipolicytracker.org/obligations/us-colorado-admt-human-review
- **Keep records of consequential decisions influenced by the technology for three years** — Deployers must retain records showing how automated decision-making technology was used in consequential decisions, for three years, according to secondary reporting on the enrolled bill.
  - Binding: yes
  - Applies from: 2027-01-01
  - Record: https://aipolicytracker.org/obligations/us-colorado-admt-record-keeping
- **Developers must supply deployers with documentation of the technology** — Developers of automated decision-making technology must provide deployers with the documentation the statute lists, so that deployers can meet their notice, disclosure and review duties.
  - Binding: yes
  - Applies from: 2027-01-01
  - Record: https://aipolicytracker.org/obligations/us-colorado-admt-developer-documentation

## Dated deadlines

- 2026-05-14 — Signed into law (precision: exact, status: scheduled)
- 2027-01-01 — Applies to consequential decisions made on or after this date (precision: exact, status: scheduled)

## Provenance

- **Record page**: https://aipolicytracker.org/policies/us-colorado-automated-decision-making-technology-act
- **Official source**: https://leg.colorado.gov/bills/sb26-189
- **Source document**: SB26-189 Automated Decision-Making Technology
- **Published by**: Colorado General Assembly
- **Provision**: SB 26-189 (2026 regular session)
- **Review status**: pending review
- **Confidence**: medium
- **Facts last confirmed**: never confirmed against the official source
- **Retrieved**: 2026-09-27
- **Licence**: https://creativecommons.org/licenses/by/4.0/

> This record is a structured summary with a link to the official text. It is not legal advice. Open the official source before relying on any date or duty. How current each record type must be is published at https://aipolicytracker.org/verification; what a record must carry at all is published at https://aipolicytracker.org/coverage.
