MIT AI Risk Repository · Risk Sub-Category · 62.31.01#2
Deployment of GPAI agents in finance
Category: Impacts of AI (Financial Impacts)
Description
"The deployment of GPAI based agents in the financial sector can negatively impact market stability due to correlated autonomous actions, high intercon- nectedness, or incentive misalignment [4]. Furthermore, such GPAI agents in the same environment are vulnerable to classical challenges in multi-agent systems [63], such as coordination and security of the agents."
From Risk Sources and Risk Management Measures in Support of Standards for General-Purpose AI Systems (Gipiškis2024), as extracted by the MIT AI Risk Repository (CC BY 4.0).
Classification
- Subdomain
- 5.1 Overreliance and unsafe use
- Causal entity
- Human
- Intent
- Unintentional
- Timing
- Post-deployment
Subdomain definition: Users anthropomorphizing, trusting, or relying on AI systems, leading to emotional or material dependence and inappropriate relationships with or expectations of AI systems. Trust can be exploited by malicious actors (e.g., to harvest personal information or enable manipulation), or result in harm from inappropriate use of AI in critical situations (e.g., medical emergency). Overreliance on AI systems can compromise autonomy and weaken social ties.
Real-world incidents in this subdomain
- Lawsuit Alleged ChatGPT (GPT-4o) Encouraged Colorado Man's Suicide After Prolonged 'AI Companion' Chats
- Large-Scale Mental Health Crises Allegedly Associated with ChatGPT Interactions
- Google Gemini Reportedly Reinforced Delusions, Allegedly Contributing to Florida User's Near-Harm Episode and Suicide
- Family Reportedly Discovers ChatGPT Logs Detailing Suicidal Ideation Prior to Daughter's Death
- Purported AI Monitoring Software Reportedly Flags Unsent Joke Threat, Leading to Arizona Student Suspension
- ChatGPT Allegedly Reinforced Delusions Before Greenwich, Connecticut Murder-Suicide